ISD Consultants

Solutions Through Understanding

Innovation Word Cloud
Strategy Word Cloud
Design Word Cloud

About ISD Consultants

ISD Consultants provide expert support for our customers on the design and development of Card Payment and Transaction Processing for Electronic Funds Transfer{EFT} at Point of Sale{PoS} or EFTPoS, Smartcard Solutions focusing on Chip and PIN, EMV Implementations, Loyalty Applications, Pre-paid Cards and Mobile Phone Electronic TopUp. We are experts in the UK payment message standards especially UKCA Standard 70 [APACS {Association of Payment Clearing Services} has been renamed The UK Cards Association]. Basically, any initiative that wants to use the card payment infrastructure. We can also assist and facilitate you in the development of your Business Strategy.

The surge of activity in the European market has slowed as the roll out of EMV cards and Point of Sale equipment becomes 'business as usual'. Other regions are just starting their migrations and they can benefit from the experience gained in Europe and particularly the UK. The EMV infrastructure creates opportunities that are now being explored with non-financial products beginning to emerge, contactless cards and NFC {Near Field Communications] are displacing traditioanl payment methods. Far from slowing down, we are about to see another surge of activity with new and interesting products and services. As independent EFT consultants; ISD Consultants can bring years of experience, in the payments industry, to help you explore these opportunities for your business without the constraints of an acquirer or scheme agenda."

Nick Green

Nick Green Expert in Transaction Processing

About Nick Green

Nick Green has been a key player in the UK payment industry with 30 years experience. After 15 years in the communications industry specialising in data communications and networks. He joined Barclaycard in 1983 [then the UK’s only Visa acquirer] to manage their authorisation terminal estate. He managed Barclaycard’s installation of the first electronic data capture terminals in the UK in 1986 and the Barclaycard PDQ brand has become the accepted name for all point of sale terminals in the UK.

He has been active in the UK EMV programme since 1994 and in the Chip and PIN at Point of Sale migration. This resulted in his secondment to the UK Chip and PIN Programme Management Office in 2002 as the assistant to the Technical Director. Nick has extensive knowledge of and involvement with the UK Association for Payment Clearing Services standards [APACS60 (editor), APACS30/40 & APACS70 (past chairman – and Technical Secretary) and APACS50/29 (past deputy chairman)].

Note: APACS has changed its name to The UK Cards Association.

He has presented the UK EMV Experience at seminars in the UK, Athens, Dublin, Sofia, Istanbul and Bahrain. As a Consultant within Barclaycard Merchant Services, he supported internal teams and retailers in preparation for EMV. Nick, in co-operation with Vodafone, is responsible for the development of the electronic mobile phone top-up concept and subsequent service. He was also responsible for designing and developing Barclaycard Business’ Dynamic Currency Conversion terminal application.

Now an independent consultant in the EFT and EMV environment supporting acquirers, card issuers, retailers, EFT software vendors and terminal vendors in the implementation of EMV, Chip and PIN and transaction-based solutions. Nick is also working with companies developing pre-paid /gift card products and with companies developing innovative products and services that utilise the new transaction infrastructure both in the UK and continental Europe.

Although no longer an active member of the UK standards groups and industry working parties he remains in close contact with the key players in the industry. For a copy of Nick Green’s CV in Adobe PDF format click here.

Testimonials

"Nick has been an incredible source of knowledge and help these last 18 months with the development and understanding for a new business proposition in the payment processing environment. His direct but friendly approach and understanding of the market, people, and the commercial world are an invaluable combination of talents. You can throw anything his way and he will, without fail find a solution or way forward that will meet the needs of the task in hand. He is capable of talking at any level of management and has a knack of engaging with the people that he meets. He also has an extensive network of old colleagues and business associates that ease the routes to market. I am delighted that we met."
Simon Butler
CEO Abacus Solutions International
"I have used Nick to provide advice and consultancy for a start up business in the Chip and Pin industry. Nick’s expertise and guidance has been invaluable helping us take an unproven idea through the planning stages to launch. He is very well known and respected in his industry and has opened many doors for us, as well as adding credibility to our concept. I would have no hesitation in giving Nick the highest recommendation and our business will continue to use him in the coming months and years.” Top qualities: Great Results, Expert, Creative."
Daryl Clarke
Start-up Owner
"Nick is the vital bridge between technology development in cards & payments processing and the businesses that seek to understand and deploy it. It has been a pleasure to share the platform with him at many conferences where he has frequently demonstrated his ability to engage an audience through confident and experience driven command of a subject together with humour, pragmatism and charm.”
Paul Rodgers
Chairman, Vendorcom - The Cards & Payments Community
"I have worked with Nick in several of my previous roles so when I had the opportunity to employ the services of a payments industry expert I was on the phone to Nick in an instant. Nick delivered beyond what was required and in a manner that was ideal for both technical and business divisions of the business. I would recommend Nick as not only as an expert but as a truly professional and good guy to work with.”
Mike Leary
Sales Director Bixolon
"I've known Nick for many years whilst he worked at Barclaycard and subsequently outside. I have worked closely with Nick on both day to day matters and on key projects such as CHIP implemenation and then PIN ! He is extremely knowledgable across a broad base of technologies and his expertise and professionalism is second to none. And finally to cap it all he has a great sense of humour !”
Ian Dodd
Service Logistics ltd
"Give Nick a problem or opportunity and watch him develop it from scratch into a workable technical solution. Nick is a very capable, knowledgeable, talented and likeable individual that I had the great pleasure of working with as a Project and Product Manager for many years with Barclaycard Merchant Services. Nick turned business concepts, ideas and opportunities and made them a reality, thereby generating new income streams for Barclaycard – highly recommended financial services technical consultant. Knows his stuff!”
Denise Gerrard
owner Metwou
"Nick undertook a challenging and high profile project for me whilst with Barclaycard. He managed the design and implementation of a smart card point of sale terminal into a pioneering project for the business. This was the first such deployment in the UK. Nick's skill and attention to detail in managing the customer, the supplier and the bank's requirements meant the project was delivered on time and made my role incredible easy.”
Graham Carson
former Head of Banking at ORGA Kartensysteme GmbH
"Nick has outstanding knowledge of the payments markets and is now in a unique position to provide advice to others. I would without question recommend Nick for any work assignment.”
Alan Stevenson-Brown
Vice President B2B at Tuxedo Money Solutions Limited
"Nick Green is a leading exponent in payment technology. He was the technology expert who supported me and the Future Proposition team at Barclaycard Business for a number of years and helped us deliver great solutions when required as well as advising us when we were wrong!! A great team member who adds real value.”
Kevin Coles