ISD Consultants

Solutions Through Understanding

About ISD Consultants

ISD Consultants grew in the fast-changing payment industry world of the 1980s and 1990s with experience gained in Card Payment and Transaction Processing, Smartcard Solutions focusing on Chip and PIN, Loyalty Applications, and Mobile Phone Electronic TopUp.

This expertise was applied to designing the infrastructure for Abacus Lottery Everywhere (visit their website by clicking here). As we moved into the 2000s, developments within the payment industry have slowly plateaued, partly due to the blanket availability of the internet via Wi-Fi and mobile telecommunications. The cost to authorise and capture transactions that was prohibitively expensive in the 80s is now a trivial amount.

Today, there is little to no innovation in the payment industry, with start-ups making small incremental changes to products and services. This had led to ISD Consultants’ change in focus to sole traders, small businesses, and start-ups to help them establish and grow their businesses through consistent design, branding, and online presence.

Nick Green Expert in Transaction Processing

About Nick Green

Nick Green has been a key player in the UK payment industry with 30 years experience. After 15 years in the communications industry specialising in data communications and networks. He joined Barclaycard in 1983 [then the UK’s only Visa acquirer] to manage their authorisation terminal estate. He managed Barclaycard’s installation of the first electronic data capture terminals in the UK in 1986 and the Barclaycard PDQ brand has become the accepted name for all point of sale terminals in the UK.

He has been active in the UK EMV programme since 1994 and in the Chip and PIN at Point of Sale migration. This resulted in his secondment to the UK Chip and PIN Programme Management Office in 2002 as the assistant to the Technical Director. Nick has extensive knowledge of and involvement with the UK Association for Payment Clearing Services standards [APACS60 (editor), APACS30/40 & APACS70 (past chairman – and Technical Secretary) and APACS50/29 (past deputy chairman)].

Note: APACS has changed its name to The UK Cards Association.

He has presented the UK EMV Experience at seminars in the UK, Athens, Dublin, Sofia, Istanbul and Bahrain. As a Consultant within Barclaycard Merchant Services, he supported internal teams and retailers in preparation for EMV. Nick, in co-operation with Vodafone, is responsible for the development of the electronic mobile phone top-up concept and subsequent service. He was also responsible for designing and developing Barclaycard Business’s Dynamic Currency Conversion terminal application.

As an independent consultant in the EFT and EMV environment, he supported acquirers, card issuers, retailers, EFT software vendors and terminal vendors in the implementation of EMV, Chip and PIN and transaction-based solutions. Nick is also working with companies developing pre-paid /gift card products and with companies developing innovative products and services that utilise the new transaction infrastructure, both in the UK and continental Europe.

After working with Abacus Lottery Everywhere to design their infrastructure to deliver the ability to play lottery games at any point of sale, and with the stagnation of innovation in the payment environment since the introduction of contactless payments, he has changed his focus to supporting sole traders, small businesses, and start-ups to help them establish and grow their businesses through consistent design, branding, and online presence.

For a copy of Nick Green’s CV in Adobe PDF format click here.

Testimonials

"Nick has been an incredible source of knowledge and help these last 18 months with the development and understanding for a new business proposition in the payment processing environment. His direct but friendly approach and understanding of the market, people, and the commercial world are an invaluable combination of talents. You can throw anything his way and he will, without fail find a solution or way forward that will meet the needs of the task in hand. He is capable of talking at any level of management and has a knack of engaging with the people that he meets. He also has an extensive network of old colleagues and business associates that ease the routes to market. I am delighted that we met."

Simon Butler

CEO Abacus Solutions International (Lottery Everywhere)

"I have used Nick to provide advice and consultancy for a start up business in the Chip and Pin industry. Nick’s expertise and guidance has been invaluable helping us take an unproven idea through the planning stages to launch. He is very well known and respected in his industry and has opened many doors for us, as well as adding credibility to our concept. I would have no hesitation in giving Nick the highest recommendation and our business will continue to use him in the coming months and years.” Top qualities: Great Results, Expert, Creative."

Daryl Clarke

Start-up Owner

"Nick is the vital bridge between technology development in cards & payments processing and the businesses that seek to understand and deploy it. It has been a pleasure to share the platform with him at many conferences where he has frequently demonstrated his ability to engage an audience through confident and experience driven command of a subject together with humour, pragmatism and charm.”

Paul Rodgers

Chairman, Vendorcom - The Cards & Payments Community

"I have worked with Nick in several of my previous roles so when I had the opportunity to employ the services of a payments industry expert I was on the phone to Nick in an instant. Nick delivered beyond what was required and in a manner that was ideal for both technical and business divisions of the business. I would recommend Nick as not only as an expert but as a truly professional and good guy to work with.”

Mike Leary

Sales Director Bixolon

"I've known Nick for many years whilst he worked at Barclaycard and subsequently outside. I have worked closely with Nick on both day to day matters and on key projects such as CHIP implemenation and then PIN ! He is extremely knowledgable across a broad base of technologies and his expertise and professionalism is second to none. And finally to cap it all he has a great sense of humour !”

Ian Dodd

Service Logistics ltd

"Give Nick a problem or opportunity and watch him develop it from scratch into a workable technical solution. Nick is a very capable, knowledgeable, talented and likeable individual that I had the great pleasure of working with as a Project and Product Manager for many years with Barclaycard Merchant Services. Nick turned business concepts, ideas and opportunities and made them a reality, thereby generating new income streams for Barclaycard – highly recommended financial services technical consultant. Knows his stuff!”

Denise Gerrard

owner Metwou

"Nick undertook a challenging and high profile project for me whilst with Barclaycard. He managed the design and implementation of a smart card point of sale terminal into a pioneering project for the business. This was the first such deployment in the UK. Nick's skill and attention to detail in managing the customer, the supplier and the bank's requirements meant the project was delivered on time and made my role incredible easy.”

Graham Carson

former Head of Banking at ORGA Kartensysteme GmbH

"Nick has outstanding knowledge of the payments markets and is now in a unique position to provide advice to others. I would without question recommend Nick for any work assignment.”

Alan Stevenson-Brown

Vice President B2B at Tuxedo Money Solutions Limited

"Nick Green is a leading exponent in payment technology. He was the technology expert who supported me and the Future Proposition team at Barclaycard Business for a number of years and helped us deliver great solutions when required as well as advising us when we were wrong!! A great team member who adds real value.”

Kevin Coles